Amalgamated Financial Corp. ( AMAL ) NASDAQ Global Market

Cena: 30.03 ( 5.85% )

Aktualizacja 08-22 21:58
NASDAQ Global Market
Branża: Banks - Regional

Notowania:

Opis firmy:

Amalgamated Financial Corp. działa jako spółka holdingowa banku w połączonym banku, która zapewnia bankowość handlową i detaliczną, zarządzanie inwestycjami oraz usługi powiernicze i opieki dla klientów komercyjnych i detalicznych w Stanach Zjednoczonych. Firma przyjmuje różne produkty depozytowe, w tym rachunki nieoprocentowane, produkty popytowe, rachunki oszczędnościowe, rachunki rynku pieniężnego, teraz rachunki i certyfikaty depozytu. Udziela również różnych pożyczek komercyjnych obejmujących kredyty komercyjne i przemysłowe, wielorodzinne i pożyczki na rynku nieruchomości komercyjnych; oraz pożyczki detaliczne, takie jak nieruchomości mieszkalne oraz konsumenci i inne pożyczki. Ponadto firma oferuje bankowość internetową, płatność za rachunki, zarządzanie gotówką online i usługi wynajmu pudełek z depozytem; karty debetowe i bankomatowe; oraz usługi zaufania, opieki i zarządzania inwestycjami obejmujące przechowywanie aktywów, działania korporacyjne, pobór dochodów, proxy, transformacja konta, transfery aktywów i usługi zarządzania konwersją. Ponadto zapewnia produkty inwestycyjne, takie jak kapitał, o stałym dochodzie, nieruchomości i alternatywne produkty inwestycyjne; oraz produkty maklerskie, zarządzanie aktywami i produkty ubezpieczeniowe. Firma działa za pośrednictwem trzech oddziałów w Nowym Jorku, jednego oddziału w Waszyngtonie, jednym oddziałom w San Francisco, jednym biurze komercyjnym w Bostonie i cyfrowej platformie bankowości. Amalgamated Financial Corp. został założony w 1923 roku i ma siedzibę w Nowym Jorku w Nowym Jorku.

Informacje o spółce:
Sektor: Usługi Finansowe
Branża: Banks - Regional
Zatrudnienie: 425
Giełda: NASDAQ Global Market
Ilość akcji w obrocie: 54.064
Ilość akcji: Brak danych
Debiut giełdowy: 2018-08-09
WWW: https://www.amalgamatedbank.com
CEO: Ms. Priscilla Sims Brown
Adres: 275 Seventh Avenue
Siedziba: 10001 New York
ISIN: US0226711010
Wskaźniki finansowe
Kapitalizacja (USD) 904 176 273
Aktywa: 8 413 640 000
Cena: 30.03
Wskaźnik Altman Z-Score: 0.9
Słaby (wysokie ryzyko bankructwa)
Dywidenda: 0
P/E: 9.0
Ilość akcji w obrocie: 54%
Średni wolumen: 179 961
Ilość akcji 30 109 100
Wskaźniki finansowe
Przychody TTM 429 158 000
Zobowiązania: 7 715 308 000
Przedział 52 tyg.: 25.03 - 38.19
Piotroski F-Score: 6
Umiarkowany (średnia jakość finansowa)
EPS: 3.3
P/E branży: 10.6
Beta: 0.907
Raport okresowy: 2025-10-23
WWW: https://www.amalgamatedbank.com
Zarząd
Imie i Nazwisko Stanowisko Wynagrodzenie Rok urodzenia
Mr. Sam D. Brown Senior EVice President & Chief Banking Officer 825 109 1982
Mr. Jason Darby Chief Financial Officer & Senior Executive Vice President 803 776 1973
Mr. Sean Searby Executive Vice President & Chief Operating Officer 555 413 1982
Ms. Margaret Matilda Lanning EVice President & Chief Credit Risk Officer 535 751 1954
Ms. Priscilla Sims Brown President, Chief Executive Officer & Director 1 876 615 1957
Ms. Mandy Tenner Executive Vice President & General Counsel 0 1980
Mr. Adrian Glace Senior Vice President & Chief Technology Officer 0 1977
Mr. Tye Graham EVice President & Chief Human Resources Officer 0 1964
Ms. Leslie S. Veluswamy Executive Vice President & Chief Accounting Officer 0 1985
Mr. Edgar Romney Jr. Senior Vice President & Chief Strategy and Administrative Officer 0 1980
Lista ETF z ekspozycją na akcje Amalgamated Financial Corp.
Symbol ETF Ilość akcji Wartość
IWM 576 564 16 714 602
AVUV 466 339 13 659 069
KRE 213 572 6 201 193
IWN 207 281 6 009 077
DFAT 182 819 5 299 922
VTWO 119 282 3 721 598
SCHA 99 266 2 877 303
DFSV 62 930 1 824 340
DFAC 61 433 1 780 942
FESM 60 342 1 801 208
FYC 54 871 1 800 317
IWC 53 896 1 562 445
FYX 49 329 1 618 484
FSMD 45 344 1 353 518
PSC 44 362 1 286 054
R2SC.L 42 596 945 446
R2US.L 42 596 1 247 636
ZPRR.DE 42 596 1 092 555
ESML 41 715 1 221 832
TMSL 38 659 1 120 724
AVSC 38 516 1 128 133
SXRG.DE 37 207 943 588
CSUSS.MI 37 207 943 588
CUS1.L 37 207 816 396
CUSS.L 37 207 1 078 633
VFMF 36 962 1 153 214
VFMO 34 625 1 080 300
VFH 32 486 1 013 563
ITOT 31 696 918 856
DES 30 949 897 211
DPST 28 822 835 549
EES 23 180 671 988
PRFZ 23 163 678 444
NUSC 20 501 656 032
QABA 18 868 619 059
ONEQ 17 664 527 270
SVAL 17 459 511 374
GSSC 16 908 560 838
VTWV 15 457 482 258
AVUS 12 708 372 217
SCHB 12 143 354 328
RSSL 11 943 346 227
VFVA 10 619 331 312
XRSU.L 9 579 277 698
XRS2.DE 9 579 243 180
XRSG.L 9 579 21 043 713
DFUV 9 324 270 302
FAD 7 080 232 294
DFAU 6 416 185 999
WSCR.L 5 997 177 683
FNCL 5 989 178 771
BBSC 5 838 169 243
TILT 5 544 160 720
IWV 5 073 147 065
ZPRV.DE 4 200 93 838
USSC.L 4 200 107 158
DFSU 4 106 119 032
XSU.TO 4 104 165 992
OMFS 3 176 93 025
AFSM 3 010 98 758
ISCG 2 934 85 058
DCOR 2 664 77 229
VMO.TO 2 491 106 047
UWM 2 371 68 735
URTY 1 962 56 878
ISCV 1 694 49 119
EWSA.AS 1 624 47 069
CBUG.DE 1 624 41 175
VTHR 1 283 40 029
DXUV 1 009 29 250
ISCB 765 22 172
XUU.TO 567 22 922
SCDS 526 15 248
XGRO.TO 392 15 859
EBIT 239 7 000
AVSU 213 6 238
XBAL.TO 180 7 300
XUH.TO 84 2 450
XAW.TO 71 2 859
HDG 28 811
XCNS.TO 14 572
XTR.TO 3 99
USFM.L 0 0
PZW.TO 0 3 169
RTYS.L 0 64 512
SC0K.DE 0 56 525
USUE.DE 0 0
Wiadomości dla Amalgamated Financial Corp.
Tytuł Treść Źródło Aktualizacja Link
Amalgamated Financial Corp. (AMAL) Q1 2025 Earnings Call Transcript Amalgamated Financial Corp. (NASDAQ:AMAL ) Q1 2025 Earnings Call April 24, 2025 11:00 AM ET Company Participants Jason Darby - Chief Financial Officer Priscilla Brown - President and Chief Executive Officer Sam Brown - Chief Banking Officer Conference Call Participants Mark Fitzgibbon - Piper Sandler Chris O'Connell - KBW Operator Good morning, ladies and gentlemen, and welcome to the Amalgamated Financial First Quarter 2025 Earnings Call. [Operator Instructions] As a reminder, this conference call is being recorded. seekingalpha.com 2025-04-24 23:57:51 Czytaj oryginał (ang.)
Amalgamated Financial (AMAL) Meets Q1 Earnings Estimates Amalgamated Financial (AMAL) came out with quarterly earnings of $0.88 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.83 per share a year ago. zacks.com 2025-04-24 12:35:29 Czytaj oryginał (ang.)
Amalgamated Financial Corp. Reports First Quarter 2025 Financial Results; $446 Million Total Deposit Growth; Strong Margin at 3.55% Common Equity Tier 1 Capital Ratio of 14.27% | Tangible Common Equity Ratio of 8.73% Common Equity Tier 1 Capital Ratio of 14.27% | Tangible Common Equity Ratio of 8.73% globenewswire.com 2025-04-24 10:25:00 Czytaj oryginał (ang.)
Amalgamated Financial Corp. Declares Regular Quarterly Dividend NEW YORK, April 22, 2025 (GLOBE NEWSWIRE) -- Amalgamated Financial Corp. (“Amalgamated” or the “Company”) (Nasdaq: AMAL) today announced that its Board of Directors has declared a regular dividend to common stockholders of $0.14 per share, payable by the Company on May 22, 2025, to stockholders of record on May 6, 2025. The amount and timing of any future dividend payments to stockholders will be subject to the discretion of the Board of Directors. globenewswire.com 2025-04-22 20:30:00 Czytaj oryginał (ang.)
Amalgamated Financial (AMAL) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Amalgamated Financial (AMAL) have what it takes? zacks.com 2025-04-21 16:50:36 Czytaj oryginał (ang.)
Amalgamated Financial Corp. Announces First Quarter 2025 Earnings Conference Call NEW YORK, April 14, 2025 (GLOBE NEWSWIRE) -- Amalgamated Financial Corp. (“Amalgamated” or the “Company”) (Nasdaq: AMAL) today announced that its first quarter 2025 financial results will be released before market open on Thursday, April 24, 2025. The Company will host a conference call at 11:00 a.m. Eastern Time on the same day to discuss the financial results. globenewswire.com 2025-04-14 20:15:00 Czytaj oryginał (ang.)
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Amalgamated Financial (AMAL) have what it takes? zacks.com 2025-04-04 16:50:57 Czytaj oryginał (ang.)
Amalgamated Bank Partners with Allectrify to Close First Adjustable-Rate C-PACE Transaction in Oklahoma County OKLAHOMA CITY, April 02, 2025 (GLOBE NEWSWIRE) -- Amalgamated Bank, a subsidiary of Amalgamated Financial Corp. (Nasdaq: AMAL), today announced the successful closing on the first adjustable-rate financing under the Oklahoma County C-PACE Program for the Alley North Office development, using Allectrify's FASTPACE Platform for C-PACE financing. globenewswire.com 2025-04-02 15:30:00 Czytaj oryginał (ang.)
Amalgamated Financial: Margin To Lift Earnings, Buy While Amalgamated Financial's commercial loan segments will suffer because of an uncertain business environment, solar loans will likely continue to surge. The management is planning to fund loan growth by liquidating securities. This will shift the asset mix towards higher-yielding assets, thereby lifting the net interest margin. Due to the withdrawal of political deposits, the funding mix has worsened, which should hurt the margin in 1Q-2025. The situation will improve as political deposits are rebuilt. seekingalpha.com 2025-03-25 07:49:07 Czytaj oryginał (ang.)
Best Value Stocks to Buy for March 17th ENS, AMAL and THFF made it to the Zacks Rank #1 (Strong Buy) value stocks list on March 17, 2025. zacks.com 2025-03-17 12:55:26 Czytaj oryginał (ang.)
GS Power Partners Secures $22M in Financing with Amalgamated Bank STAMFORD, Conn. & NEW YORK--(BUSINESS WIRE)--GS Power Partners (GSPP), a leading Independent Power Producer in the distributed generation (DG) solar sector, today announced it has secured a $22 million term financing commitment from Amalgamated Bank (Nasdaq: AMAL). The financing package encompasses five GSPP community solar projects in New York, totaling 25.5 megawatts (MWdc). “We are pleased to announce this financial close, alongside our partnership with Amalgamated Bank,” said Jason Kuflik,. businesswire.com 2025-03-11 11:05:00 Czytaj oryginał (ang.)
Amalgamated Financial Corp. Announces New $40 Million Share Repurchase Program NEW YORK, March 10, 2025 (GLOBE NEWSWIRE) -- Amalgamated Financial Corp. (“Amalgamated”, the “Company”, or the “Bank”) (Nasdaq: AMAL) today announced that its Board of Directors has approved a new authorization for the repurchase of up to $40 million of the Company's Class A common stock. The new authorization replaces the previous share repurchase authorization, which had approximately $18.7 million remaining as of December 31, 2024. globenewswire.com 2025-03-10 18:15:00 Czytaj oryginał (ang.)
Is Amalgamated Financial (AMAL) Stock Outpacing Its Finance Peers This Year? Here is how Amalgamated Financial (AMAL) and FS KKR Capital (FSK) have performed compared to their sector so far this year. zacks.com 2025-02-11 12:46:38 Czytaj oryginał (ang.)
Bank stocks pop after Fed releases 'easier' 2025 stress test, plans to make exam more predictable Bank shares rose Thursday after the Federal Reserve released parameters for its annual industry stress test showing smaller hypothetical shocks to the U.S. economy than in previous years. While still challenging, with U.S. joblessness jumping to 10% and a 33% drop in home prices, the 2025 exam has smaller spikes in unemployment and smaller declines in stock and real estate values than previous versions, Jason Goldberg of Barclays said Thursday. cnbc.com 2025-02-06 15:02:24 Czytaj oryginał (ang.)
Amalgamated Financial Corp. (AMAL) Q4 2024 Earnings Call Transcript Amalgamated Financial Corp. (NASDAQ:AMAL ) Q4 2024 Earnings Conference Call January 23, 2025 11:00 AM ET Company Participants Jason Darby - Chief Financial Officer Priscilla Sims Brown - President & Chief Executive Officer Sam Brown - Chief Banking Officer Conference Call Participants Mark Fitzgibbon - Piper Sandler Chris O'Connell - KBW Operator Good morning, ladies and gentlemen, and welcome to the Amalgamated Financial Corporation Fourth Quarter and Full Year 2024 Earnings Conference Call. During today's presentation, all parties will be in a listen-only mode. seekingalpha.com 2025-01-23 16:52:23 Czytaj oryginał (ang.)
Amalgamated Financial (AMAL) Q4 Earnings Beat Estimates Amalgamated Financial (AMAL) came out with quarterly earnings of $0.90 per share, beating the Zacks Consensus Estimate of $0.87 per share. This compares to earnings of $0.72 per share a year ago. zacks.com 2025-01-23 10:36:08 Czytaj oryginał (ang.)
Amalgamated Financial Corp. Reports Fourth Quarter 2024 Financial Results: Solid Loan Growth; Net Interest Margin Rises to 3.59% Common Equity Tier 1 Capital Ratio of 13.90% | Tangible Common Equity Ratio of 8.41% Common Equity Tier 1 Capital Ratio of 13.90% | Tangible Common Equity Ratio of 8.41% globenewswire.com 2025-01-23 08:25:00 Czytaj oryginał (ang.)
Amalgamated Financial Corp. Announces a 17% Quarterly Dividend Increase NEW YORK, Jan. 22, 2025 (GLOBE NEWSWIRE) -- Amalgamated Financial Corp. (“Amalgamated” or the “Company”) (Nasdaq: AMAL) today announced that its Board of Directors has authorized a $0.02 increase, or 17%, in the Company's quarterly dividend to $0.14 per common share, payable by the Company on February 27, 2025, to stockholders of record on February 11, 2025. The amount and timing of any future dividend payments to stockholders will be subject to the discretion of the Board of Directors. globenewswire.com 2025-01-22 18:30:00 Czytaj oryginał (ang.)
Amalgamated Financial Corp. Announces Fourth Quarter and Full Year 2024 Earnings Conference Call NEW YORK, Jan. 13, 2025 (GLOBE NEWSWIRE) -- Amalgamated Financial Corp. (“Amalgamated” or the “Company”) (Nasdaq: AMAL) today announced that its fourth quarter and full year 2024 financial results will be released before market open on Thursday, January 23, 2025. The Company will host a conference call at 11:00 a.m. Eastern Time on the same day to discuss the financial results. globenewswire.com 2025-01-13 09:30:00 Czytaj oryginał (ang.)
Amalgamated Financial: Still Bullish After Terrific Upside Amalgamated Financial, focusing on mission-based customer segments, has seen significant growth in deposits, loans, and net interest income, making it a strong investment. Shares have risen 37.1% since May, outperforming the S&P 500, driven by improved margins, higher revenue, and strong asset quality. Despite shares not being as cheap as before, the bank's high-quality assets and attractive pricing relative to peers justify a 'soft buy' rating. seekingalpha.com 2024-12-29 22:03:16 Czytaj oryginał (ang.)
Is Amalgamated Financial (AMAL) Outperforming Other Finance Stocks This Year? Here is how Amalgamated Financial (AMAL) and Capital One (COF) have performed compared to their sector so far this year. zacks.com 2024-12-18 12:40:20 Czytaj oryginał (ang.)
Are Finance Stocks Lagging Amalgamated Financial (AMAL) This Year? Here is how Amalgamated Financial (AMAL) and Janus Henderson Group plc (JHG) have performed compared to their sector so far this year. zacks.com 2024-12-02 17:26:59 Czytaj oryginał (ang.)
Is Amalgamated Financial (AMAL) Stock Outpacing Its Finance Peers This Year? Here is how Amalgamated Financial (AMAL) and Jackson Financial (JXN) have performed compared to their sector so far this year. zacks.com 2024-11-14 12:46:12 Czytaj oryginał (ang.)
Here's Why Amalgamated Financial (AMAL) is a Great Momentum Stock to Buy Does Amalgamated Financial (AMAL) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com 2024-11-12 15:05:25 Czytaj oryginał (ang.)
Can Amalgamated Financial (AMAL) Run Higher on Rising Earnings Estimates? Amalgamated Financial (AMAL) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com 2024-10-29 15:20:21 Czytaj oryginał (ang.)
Amalgamated Financial Corp. (AMAL) Q3 2024 Earnings Call Transcript Amalgamated Financial Corp. (NASDAQ:AMAL ) Q3 2024 Earnings Conference Call October 24, 2024 11:00 AM ET Company Participants Priscilla Sims Brown – President and Chief Executive Officer Jason Darby – Chief Financial Officer Sam Brown – Senior Executive Vice President, Chief Banking Officer Conference Call Participants Mark Fitzgibbon – Piper Sandler Chris O'Connell – KBW Operator Good morning, ladies and gentlemen, and welcome to the Amalgamated Financial Third Quarter 2024 Earnings Call. During today's presentation, all parties will be in a listen-only mode. seekingalpha.com 2024-10-24 19:45:04 Czytaj oryginał (ang.)
Amalgamated Financial (AMAL) Beats Q3 Earnings and Revenue Estimates Amalgamated Financial (AMAL) came out with quarterly earnings of $0.91 per share, beating the Zacks Consensus Estimate of $0.83 per share. This compares to earnings of $0.76 per share a year ago. zacks.com 2024-10-24 12:35:18 Czytaj oryginał (ang.)
Amalgamated Financial Corp. Reports Record Third Quarter 2024 Financial Results; Margin Expands to 3.51%; Return on Average Assets of 1.32% YoY Tangible Book Value per share Growth of 27.9% | Deposits Higher by $311 million YoY Tangible Book Value per share Growth of 27.9% | Deposits Higher by $311 million globenewswire.com 2024-10-24 10:25:00 Czytaj oryginał (ang.)
Amalgamated Financial Corp. Declares Regular Quarterly Dividend NEW YORK, Oct. 22, 2024 (GLOBE NEWSWIRE) -- Amalgamated Financial Corp. (“Amalgamated” or the “Company”) (Nasdaq: AMAL) today announced that its Board of Directors has declared a regular dividend to common stockholders of $0.12 per share, payable by the Company on November 21, 2024, to stockholders of record on November 5, 2024. The amount and timing of any future dividend payments to stockholders will be subject to the discretion of the Board of Directors. globenewswire.com 2024-10-22 20:30:00 Czytaj oryginał (ang.)
Amalgamated Financial (AMAL) Earnings Expected to Grow: Should You Buy? Amalgamated Financial (AMAL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com 2024-10-17 15:06:03 Czytaj oryginał (ang.)
Amalgamated Financial Corp. Announces Third Quarter 2024 Earnings Conference Call NEW YORK, Oct. 10, 2024 (GLOBE NEWSWIRE) -- Amalgamated Financial Corp. (“Amalgamated” or the “Company”) (Nasdaq: AMAL) today announced that its third quarter 2024 financial results will be released before market open on Thursday, October 24, 2024. The Company will host a conference call at 11:00 a.m. Eastern Time on the same day to discuss the financial results. globenewswire.com 2024-10-10 20:25:00 Czytaj oryginał (ang.)
Amalgamated Financial: A Positive Outlook Due To Political Deposits And Organic Loan Growth Earnings will benefit this year from on and off-balance sheet political deposits. The residential mortgage segment will likely drive loan growth next year. It will counter the negative effect of interest rate cuts on the margin. I'm increasing my earnings estimate following the better-than-expected first-half results. seekingalpha.com 2024-10-04 06:56:54 Czytaj oryginał (ang.)
Amalgamated Bank Issues Annual Environmental, Social and Governance Report for 2023 NEW YORK, Sept. 25, 2024 (GLOBE NEWSWIRE) -- Amalgamated Bank, a subsidiary of Amalgamated Financial Corp. (Nasdaq: AMAL), today announced the publication of its 2023 Environmental, Social and Governance (“ESG”) Report . The annual report provides a comprehensive overview of Amalgamated Bank's performance in its approach to addressing ESG risk as a part of delivering value for clients and investors. globenewswire.com 2024-09-25 20:10:00 Czytaj oryginał (ang.)
Is Amalgamated Financial (AMAL) Outperforming Other Finance Stocks This Year? Here is how Amalgamated Financial (AMAL) and Interactive Brokers Group, Inc. (IBKR) have performed compared to their sector so far this year. zacks.com 2024-08-26 14:41:20 Czytaj oryginał (ang.)
Best Momentum Stocks to Buy for August 16th AMAL, SN and SBSI made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on August 16, 2024. zacks.com 2024-08-16 15:00:46 Czytaj oryginał (ang.)
Wall Street Analysts Predict a 27.96% Upside in Amalgamated Financial (AMAL): Here's What You Should Know The mean of analysts' price targets for Amalgamated Financial (AMAL) points to a 28% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock. zacks.com 2024-08-08 14:56:07 Czytaj oryginał (ang.)
Best Momentum Stock to Buy for August 8th KRYS and AMAL made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on August 8, 2024. zacks.com 2024-08-08 12:26:02 Czytaj oryginał (ang.)
Amalgamated Financial Corp. (AMAL) Q2 2024 Earnings Call Transcript Amalgamated Financial Corp. (NASDAQ:AMAL ) Q2 2024 Earnings Conference Call July 25, 2024 11:00 AM ET Company Participants Jason Darby - Senior Executive Vice President & Chief Financial Officer Priscilla Sims Brown - President & Chief Executive Officer Conference Call Participants Janet Lee - JPMorgan Mark Fitzgibbon - Piper Sandler Chris O'Connell - KBW Operator Good morning, ladies and gentlemen, and welcome to the Amalgamated Financial Second Quarter 2024 Earnings Call. During today's presentation, all parties will be in a listen-only mode. seekingalpha.com 2024-07-25 21:40:18 Czytaj oryginał (ang.)
Amalgamated Financial (AMAL) Reports Q2 Earnings: What Key Metrics Have to Say Although the revenue and EPS for Amalgamated Financial (AMAL) give a sense of how its business performed in the quarter ended June 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com 2024-07-25 14:35:57 Czytaj oryginał (ang.)