| EZCORP Announces Retirement of $103.4 Million Convertible Notes |
AUSTIN, Texas, May 01, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) (the “Company”), a leading provider of pawn transactions in the United States and Latin America, announced today the retirement of its $103.4 million aggregate principal amount outstanding of 2.375% Convertible Senior Notes Due 2025 (the “2025 Notes”). The 2025 Notes were issued in 2018 with a maturity date of May 1, 2025. |
globenewswire.com |
2025-05-01 21:13:00 |
Czytaj oryginał (ang.) |
| EZCORP, Inc. (EZPW) Q2 2025 Earnings Call Transcript |
EZCORP, Inc. (NASDAQ:EZPW ) Q2 2025 Earnings Conference Call April 29, 2025 9:00 AM ET Company Participants Sean Mansouri - Elevate IR Lachlan Given - Chief Executive Officer Tim Jugmans - Chief Financial Officer Conference Call Participants Brian McNamara - Canaccord Genuity Alex Howell - Stephens Inc. Craig Irwin - Roth Capital Partners Operator Good morning, ladies and gentlemen. Welcome to the EZCORP Second Quarter Fiscal 2025 Earnings Call. |
seekingalpha.com |
2025-04-29 18:36:34 |
Czytaj oryginał (ang.) |
| Here's What Key Metrics Tell Us About Ezcorp (EZPW) Q2 Earnings |
The headline numbers for Ezcorp (EZPW) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. |
zacks.com |
2025-04-29 00:01:16 |
Czytaj oryginał (ang.) |
| Ezcorp (EZPW) Surpasses Q2 Earnings Estimates |
Ezcorp (EZPW) came out with quarterly earnings of $0.34 per share, beating the Zacks Consensus Estimate of $0.32 per share. This compares to earnings of $0.28 per share a year ago. |
zacks.com |
2025-04-28 22:31:08 |
Czytaj oryginał (ang.) |
| EZCORP Reports Second Quarter Fiscal 2025 Results |
AUSTIN, Texas, April 28, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its second quarter ended March 31, 2025. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting principles (“GAAP”) and comparisons shown are to the same period in the prior year. |
globenewswire.com |
2025-04-28 20:05:00 |
Czytaj oryginał (ang.) |
| Gold's Rally Is A Boon For EZCorp |
Tariffs and economic indicators suggest the US may face a recession, benefiting pawn shops like EZCORP due to increased demand for alternative financing. During economic downturns, pawn shops thrive as consumers avoid selling equity at a loss and turn to pawning valuable items, especially gold jewelry. EZCORP has a strong financial profile, with 68% of its inventory in jewelry, positioning it well to capitalize on rising gold prices and tighter credit markets. |
seekingalpha.com |
2025-04-24 01:58:56 |
Czytaj oryginał (ang.) |
| EZCorp: A Stock That Is Likely To Benefit From A Recession |
EZCorp's stock has surged 52.71% since my initial "hold" rating, outperforming the S&P 500, driven by strong financials and expansion in Latin America. The company benefits from economic slowdowns, as more consumers turn to pawn shops for instant cash, boosting loans and inventory sales. Despite a higher EV-to-EBITDA multiple, EZCorp remains attractive due to its solid financial performance and potential gains from economic uncertainty. |
seekingalpha.com |
2025-04-23 15:51:08 |
Czytaj oryginał (ang.) |
| EZCORP to Release Second Quarter Fiscal 2025 Results After Market Close on Monday, April 28, 2025 |
AUSTIN, Texas, April 22, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (“EZCORP” or the “Company”) (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, will issue second quarter fiscal 2025 results (period ended March 31, 2025) on Monday, April 28, 2025, after the market close. |
globenewswire.com |
2025-04-22 12:30:00 |
Czytaj oryginał (ang.) |
| Regime Shift: 3 Unexpected Stocks Breaking Out Amid Uncertainty |
Zacks' Research Chief Names "Stock Most Likely to Double" Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest. |
zacks.com |
2025-04-21 19:15:39 |
Czytaj oryginał (ang.) |
| 5 Top-Ranked Stocks of Nasdaq ETF Beating the Bear Market |
The tech-focused Nasdaq officially entered bear market territory on Friday, falling over 20% from its December peak. |
zacks.com |
2025-04-07 13:00:40 |
Czytaj oryginał (ang.) |
| EZCORP: Load Up On This Tariff Winner |
EZCORP is poised to benefit from Trump's tariffs, as its pawn brokerage business thrives when lower-income consumers face economic hardships. Tariffs act as regressive taxes, disproportionately affecting lower-income households, potentially driving more consumers to utilize EZCORP's pawn loan services. EZCORP's valuation remains attractive at 11.8x FWD P/E, with its business model being relatively immune to traditional credit risks. |
seekingalpha.com |
2025-04-05 17:12:17 |
Czytaj oryginał (ang.) |
| Top 3 Financial Stocks That May Fall Off A Cliff In April |
As of April 4, 2025, three stocks in the financial sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions. |
benzinga.com |
2025-04-04 12:16:30 |
Czytaj oryginał (ang.) |
| Tariff-Resistant Investments: 3 Stocks For Trade Turbulence |
Yesterday, President Trump imposed far-reaching new tariffs on U.S. trading partners, including a 10% levy on all imports and higher reciprocal tariffs for some countries. The announcement immediately triggered market volatility, with the S&P 500 ETF Trust (SPY) dropping nearly 3% in after-hours trading. Tariffs could hurt profits if companies absorb the costs, reduce sales if costs are passed to consumers, or strengthen the US dollar, impacting S&P 500 firms with foreign revenues. |
seekingalpha.com |
2025-04-03 11:30:00 |
Czytaj oryginał (ang.) |
| Ezcorp (EZPW) Surges 5.4%: Is This an Indication of Further Gains? |
Ezcorp (EZPW) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions could translate into further price increase in the near term. |
zacks.com |
2025-04-02 14:05:37 |
Czytaj oryginał (ang.) |
| 3 of the Best Breakout Stocks to Buy Now |
EMX Royalty, DNOW and EZCORP have been selected as today's breakout stocks. |
zacks.com |
2025-04-02 13:10:51 |
Czytaj oryginał (ang.) |
| Power Ranking Our Top Stock Picks of 2025 |
Subscribers to Chart of the Week received this commentary on Sunday, March 30. |
schaeffersresearch.com |
2025-04-01 14:47:18 |
Czytaj oryginał (ang.) |
| EZCORP Announces Closing of Private Offering of $300,000,000 of Senior Notes Due 2032 |
AUSTIN, Texas, March 28, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) (the “Company”), a leading provider of pawn transactions in the United States and Latin America, announced today the closing of its private offering of $300,000,000 aggregate principal amount of its senior notes due 2032 (the “Notes”). The Notes were offered in a private offering to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933 (the “Securities Act”) or outside the United States to certain non-U.S. persons in reliance on Regulation S under the Securities Act. The Notes are senior unsecured obligations of the Company and are fully and unconditionally guaranteed by certain of the Company's wholly owned domestic subsidiaries (the “Guarantors”) and may be guaranteed in the future by certain other existing and future subsidiaries that guarantee certain indebtedness of the Company or any Guarantor. |
globenewswire.com |
2025-03-28 18:05:00 |
Czytaj oryginał (ang.) |
| Is EZCORP (EZPW) Stock Undervalued Right Now? |
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. |
zacks.com |
2025-03-25 12:40:35 |
Czytaj oryginał (ang.) |
| EZCORP Announces Pricing of Private Offering of $300,000,000 of Senior Notes Due 2032 |
AUSTIN, Texas, March 24, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) (the “Company”), a leading provider of pawn transactions in the United States and Latin America, announced today the pricing of its private offering of $300,000,000 aggregate principal amount of its senior notes due 2032 (the “Notes”). The Notes were offered in a private offering to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933 (the “Securities Act”) or outside the United States to certain non-U.S. persons in reliance on Regulation S under the Securities Act. The Notes will be senior unsecured obligations of the Company and will be fully and unconditionally guaranteed by certain of the Company's wholly owned domestic subsidiaries (the “Guarantors”) and may be guaranteed in the future by certain other existing and future subsidiaries that guarantee certain indebtedness of the Company or any Guarantor. The sale of the Notes is expected to close on March 28, 2025, subject to customary closing conditions. |
globenewswire.com |
2025-03-24 20:10:00 |
Czytaj oryginał (ang.) |
| 5 Low-Leverage Stocks to Buy Amid Trump's Tariff Woes |
The majority of U.S. stock indices ended barely in the green on March 21, 2025, overcoming their recent losing streaks since investors remain wary about the long-term economic impacts of President Trump's enhanced import tariffs. The latest uptick in the major stock indices was mostly because the Federal Reserve kept its projection for interest rate cuts broadly unchanged, indicating economic stability for the time being. |
zacks.com |
2025-03-24 10:30:21 |
Czytaj oryginał (ang.) |
| Best Value Stocks to Buy for February 27th |
EZPW, BCS and BGC made it to the Zacks Rank #1 (Strong Buy) value stocks list on February 27, 2025. |
zacks.com |
2025-02-27 12:05:35 |
Czytaj oryginał (ang.) |
| New Strong Buy Stocks for February 27th |
BCS, CDNA, PGR, EZPW and EVER have been added to the Zacks Rank #1 (Strong Buy) List on February 27, 2025. |
zacks.com |
2025-02-27 09:10:31 |
Czytaj oryginał (ang.) |
| Should Value Investors Buy EZCORP (EZPW) Stock? |
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. |
zacks.com |
2025-02-26 12:45:43 |
Czytaj oryginał (ang.) |
| Wall Street Analysts Believe Ezcorp (EZPW) Could Rally 25.6%: Here's is How to Trade |
The mean of analysts' price targets for Ezcorp (EZPW) points to a 25.6% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock. |
zacks.com |
2025-02-25 12:56:32 |
Czytaj oryginał (ang.) |
| 3 Financial Stocks to Grab on a Slowdown in 2025 Rate Cuts |
Invest in financial stocks like BCS, EZPW and UFCS as rate cuts slow down in 2025. |
zacks.com |
2025-02-25 11:00:37 |
Czytaj oryginał (ang.) |
| 5 Low-Leverage Stocks to Buy Amid Weak Market Sentiment |
The crux of safe investment lies in choosing a company that is not burdened with debt. You can buy AA, NE, NXT, GBX and EZPW. |
zacks.com |
2025-02-19 12:40:54 |
Czytaj oryginał (ang.) |
| Ezcorp (EZPW) Upgraded to Strong Buy: Here's What You Should Know |
Ezcorp (EZPW) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy). |
zacks.com |
2025-02-11 15:01:29 |
Czytaj oryginał (ang.) |
| Best Momentum Stocks to Buy for February 11th |
FBNC and EZPW made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on February 11, 2025. |
zacks.com |
2025-02-11 13:01:12 |
Czytaj oryginał (ang.) |
| Best Value Stocks to Buy for February 11th |
OMVKY, PCRX and EZPW made it to the Zacks Rank #1 (Strong Buy) value stocks list on February 11, 2025. |
zacks.com |
2025-02-11 07:41:15 |
Czytaj oryginał (ang.) |
| What Makes Ezcorp (EZPW) a Strong Momentum Stock: Buy Now? |
Does Ezcorp (EZPW) have what it takes to be a top stock pick for momentum investors? Let's find out. |
zacks.com |
2025-02-10 15:01:11 |
Czytaj oryginał (ang.) |
| Should Value Investors Buy EZCORP (EZPW) Stock? |
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. |
zacks.com |
2025-02-10 12:47:35 |
Czytaj oryginał (ang.) |
| EZCORP, Inc. (EZPW) Q1 2025 Earnings Call Transcript |
EZCORP, Inc. (NASDAQ:EZPW ) Q1 2025 Earnings Conference Call February 6, 2025 9:00 AM ET Company Participants Sean Mansouri - Elevate IR Lachlan Given - Chief Executive Officer Tim Jugmans - Chief Financial Officer Conference Call Participants Brian McNamara - Canaccord Genuity Corp. John Hecht - Jefferies Kyle Joseph - Stephens Inc. Operator Good morning, ladies and gentlemen, and welcome to the EZCORP First Quarter Fiscal 2025 Earnings Call. At this time, all participants are in a listen-only mode. |
seekingalpha.com |
2025-02-07 19:50:30 |
Czytaj oryginał (ang.) |
| Ezcorp (EZPW) Tops Q1 Earnings Estimates |
Ezcorp (EZPW) came out with quarterly earnings of $0.42 per share, beating the Zacks Consensus Estimate of $0.35 per share. This compares to earnings of $0.36 per share a year ago. |
zacks.com |
2025-02-05 21:06:29 |
Czytaj oryginał (ang.) |
| EZCORP Reports First Quarter Fiscal 2025 Results Record PLO Drives Strong Increase in Net Income |
AUSTIN, Texas, Feb. 05, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its first quarter ended December 31, 2024. |
globenewswire.com |
2025-02-05 18:47:00 |
Czytaj oryginał (ang.) |
| EZCORP to Release First Quarter Fiscal 2025 Results After Market Close on Wednesday, February 5th, 2025 |
AUSTIN, Texas, Feb. 04, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (“EZCORP” or the “Company”) (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, will issue first quarter fiscal 2025 results (period ended December 31, 2024) on Wednesday, February 5th, 2025, after the market close. |
globenewswire.com |
2025-02-04 10:30:00 |
Czytaj oryginał (ang.) |
| EZCORP: Snap Up This Pawn Stock On Any Weakness |
EZCORP (EZPW) rallied strongly for most of 2024, but in more recent month, this pawn stock has delivered far less impressive price performance. EZPW's fiscal performance continues to come in solidly, driven largely by success in the expansion of the company's Latin American pawn business. Shares remain cheap compared to their potential underlying value, but it will likely not be until EZPW's convertible debt issue is resolved that this valuation gap is narrowed. |
seekingalpha.com |
2025-01-17 12:00:00 |
Czytaj oryginał (ang.) |
| Are Investors Undervaluing EZCORP (EZPW) Right Now? |
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. |
zacks.com |
2025-01-06 12:46:29 |
Czytaj oryginał (ang.) |
| Ezcorp (EZPW) is an Incredible Growth Stock: 3 Reasons Why |
Ezcorp (EZPW) is well positioned to outperform the market, as it exhibits above-average growth in financials. |
zacks.com |
2024-12-20 15:46:12 |
Czytaj oryginał (ang.) |
| Should Value Investors Buy EZCORP (EZPW) Stock? |
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. |
zacks.com |
2024-12-20 12:46:51 |
Czytaj oryginał (ang.) |
| Tap These 5 Bargain Stocks With Impressive EV-to-EBITDA Ratio |
We have screened bargain stocks ADT, EZPW, OPFI, AAT and AGR based on the EV-to-EBITDA ratio, which gives the true picture of valuation and earnings potential. |
zacks.com |
2024-12-20 10:35:30 |
Czytaj oryginał (ang.) |
| Does Ezcorp (EZPW) Have the Potential to Rally 26.54% as Wall Street Analysts Expect? |
The consensus price target hints at a 26.5% upside potential for Ezcorp (EZPW). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term. |
zacks.com |
2024-12-06 12:55:27 |
Czytaj oryginał (ang.) |
| 5 Value Stocks With Exciting EV-to-EBITDA Ratios to Snap Up Now |
We have screened value stocks LOCO, EZPW, OPFI, LNC and AAT based on the EV-to-EBITDA ratio, which gives the true picture of valuation and earnings potential. |
zacks.com |
2024-12-06 10:26:24 |
Czytaj oryginał (ang.) |
| 3 Reasons Growth Investors Will Love Ezcorp (EZPW) |
Ezcorp (EZPW) is well positioned to outperform the market, as it exhibits above-average growth in financials. |
zacks.com |
2024-12-04 15:45:19 |
Czytaj oryginał (ang.) |
| Are Investors Undervaluing EZCORP (EZPW) Right Now? |
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. |
zacks.com |
2024-12-04 12:45:42 |
Czytaj oryginał (ang.) |
| Tap These 5 Bargain Stocks With Alluring EV-to-EBITDA Ratios |
We have screened bargain stocks LOCO, EZPW, MAT, OPFI and AGR based on the EV-to-EBITDA ratio, which gives the true picture of valuation and earnings potential. |
zacks.com |
2024-11-19 10:20:30 |
Czytaj oryginał (ang.) |
| 3 Reasons Why Growth Investors Shouldn't Overlook Ezcorp (EZPW) |
Ezcorp (EZPW) could produce exceptional returns because of its solid growth attributes. |
zacks.com |
2024-11-18 15:45:36 |
Czytaj oryginał (ang.) |
| Wall Street Analysts See a 31.46% Upside in Ezcorp (EZPW): Can the Stock Really Move This High? |
The mean of analysts' price targets for Ezcorp (EZPW) points to a 31.5% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock. |
zacks.com |
2024-11-18 13:00:37 |
Czytaj oryginał (ang.) |
| Should Value Investors Buy EZCORP (EZPW) Stock? |
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. |
zacks.com |
2024-11-18 12:46:12 |
Czytaj oryginał (ang.) |
| EZCORP, Inc. (EZPW) Q4 2024 Earnings Call Transcript |
EZCORP, Inc. (NASDAQ:EZPW ) Q4 2024 Earnings Conference Call November 14, 2024 9:00 AM ET Company Participants Sean Mansouri - Elevate IR Lachie Given - CEO Tim Jugmans - CFO Conference Call Participants John Hecht - Jefferies Brian McNamara - Canaccord Genuity Kyle Joseph - Stephens Andrew Scutt - ROTH Capital Partners Operator Good morning, ladies and gentlemen, and welcome to the EZCORP Fiscal Fourth Quarter and Full Year 2024 Earnings Call. At this time, all participants are in a listen-only mode. |
seekingalpha.com |
2024-11-14 15:50:58 |
Czytaj oryginał (ang.) |
| Ezcorp (EZPW) Meets Q4 Earnings Estimates |
Ezcorp (EZPW) came out with quarterly earnings of $0.26 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.23 per share a year ago. |
zacks.com |
2024-11-13 21:26:15 |
Czytaj oryginał (ang.) |
| EZCORP Reports Fourth Quarter and Full Year Fiscal 2024 Results |
AUSTIN, Texas, Nov. 13, 2024 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its fourth quarter and full year ended September 30, 2024. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting principles (“GAAP”) and comparisons shown are to the same period in the prior year. |
globenewswire.com |
2024-11-13 19:09:00 |
Czytaj oryginał (ang.) |
| EZCORP Gears Up to Post Q4 Earnings: What's in the Offing? |
EZPW is expected to have recorded an improvement in total revenues in fiscal Q4. |
zacks.com |
2024-11-13 11:06:11 |
Czytaj oryginał (ang.) |
| EZCORP to Release Fourth Quarter and Full Year Fiscal 2024 Results After Market Close on Wednesday, November 13, 2024 |
AUSTIN, Texas, Nov. 12, 2024 (GLOBE NEWSWIRE) -- EZCORP, Inc. (“EZCORP” or the “Company”) (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, will issue fourth quarter and full year fiscal 2024 financial results (period ended September 30, 2024) on Wednesday, November 13, 2024, after the market close. |
globenewswire.com |
2024-11-12 10:30:00 |
Czytaj oryginał (ang.) |
| EZCORP: Cheap For A Reason, But Further Upside Within Reach |
Pawn shop operator EZCORP trades at a big discount to FirstCash Holdings, its sole U.S.-listed peer, but there's a good reason for this valuation discrepancy. Yet while the discount is justified, there is still a path for EZPW, which is up by more than 42% year-to-date, to continue climbing higher. That said, keep in mind, too, that there's another potential risk that could affect results down the road, and explain this stock's elevated level of short interest. |
seekingalpha.com |
2024-11-04 15:06:16 |
Czytaj oryginał (ang.) |
| All You Need to Know About Ezcorp (EZPW) Rating Upgrade to Strong Buy |
Ezcorp (EZPW) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. |
zacks.com |
2024-09-26 17:01:20 |
Czytaj oryginał (ang.) |
| Should Value Investors Buy EZCORP (EZPW) Stock? |
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. |
zacks.com |
2024-09-23 14:47:11 |
Czytaj oryginał (ang.) |
| Rate Cut to Significantly Benefit Small-Cap Stocks: 5 Top Picks |
A low-interest rate regime is likely to benefit small cap companies the most. Five such stocks are - EZPW, AMSC, BYRN, LWAY, WLDN. |
zacks.com |
2024-09-23 12:25:27 |
Czytaj oryginał (ang.) |